I along with my husband took a housing loan for purchase of a flat registered in my sole name from ICICI bank, the property papers were leoned to the bank. The loan has been fully paid to the bank. The bank refuses to release the property papers on the plea that my husband has a bad unsecured loan(against stock)taken for business in his single name and I am not associated in any way to the business nor I am a guarantor or the said property given as security or a beneficiary or signed any paper for that loan. They are citing section 171 of Indian contract act.  

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