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Title: Problems faced by college going students in getting Educational Loans.

SHRI ABDUL RAHMAN (VELLORE): Thank you very much, Madam.  I take this opportunity to appreciate the Union Government of India for all the steps which are taken for eradication of illiteracy in the country and to promote education at all levels in the country.

          In the recent days, the Government has announced all assistances to the students who are intending to proceed for higher education.  Accordingly, educational loans were announced by the Government of India, which can be availed in different banks in different areas. Recently, we are having many complaints from various directions of the nation very particularly in my constituency Vellore.  Students are not given proper response from the banking sector in various banks regarding their education loan application.

          For the students, instead of going to the educational institutions on each and every day, they are forced to knock the door of each and every bank in the area where these students are applying for their higher education.  The method and mechanism adopted in various banks are in different nature or in different manner. This kind of a situation is leading to the students and students’ parents to have a huge frustration and because of this reason many students happen to withdraw the intention of proceeding for their higher education in various universities.

          By taking this opportunity, I would like to request the concerned Ministry and concerned educational Ministry authorities to take necessary action against these banks which are not following the defined criteria of the Government announced by the Education Ministry to sanction or to grant educational loans to the students who are proceeding for their higher education.  This kind of situation is the need of the hour.  So, I would request the Government to take necessary steps to eradicate this kind of unusual situation.

SHRI S.S. RAMASUBBU (TIRUNELVELI): Madam, I would like to associate with this.

 SHRI P. VISWANATHAN (KANCHEEPURAM): Madam, I would also like to associate with this.

श्रीमती पुतुल कुमारी :अध्यक्ष महोदया, मैं भी श्री अब्दुल रहमान जी द्वारा उठाये गये विषय के साथ स्वयं को सम्बद्ध करना चाहती हूं।